How KreditBee Offers The Best Personal Loan Interest Rate?

KreditBee is a digitally-based application that offers fast personal loans with minimal documentation. Customers can get their credit authorized in minutes thanks to technology. Along with fast credit, the app gives consumers 24-hour customer assistance 365 days a year and a variety of goods such as cash loans, salary advances, and installment loans. KreditBee Personal Loan start at Rs. 1000 and can go up to Rs. 2 lakh, with repayment terms that you choose.  

The loan can be applied for online from the convenience of your own home or workplace, and funds can be transferred quickly. 

Features of KreditBee Personal Loan  

• Loan Amount: With loan amounts ranging from Rs. 1000 to Rs. 2 lakh, KreditBee Personal loans can be used to cover a variety of personal expenses such as medical emergencies, vacation costs, shopping, home renovations, weddings, and so on. 
• Flexible Tenure: The term of a KreditBee personal loan is adjustable, ranging from two to fifteen months. 
• Easy Online Application: You can Apply for a Personal Loan Online at any time to ensure that funds are available quickly. 
• Documentation Requirements: When applying for a personal loan, you no longer need to submit several documents because KreditBee simply requires basic paperwork to be supplied online at the time of loan application. 

Eligibility Criteria of KreditBee Personal Loan  

    1. Personal Loan for Salaried Individuals 

• You must be a minimum of 21 years of age and a maximum of 45 years at the time of application. 
• The monthly income should be a minimum of Rs. 15,000 per month. 
• You should have been with your present employer for at least three months. 

    2. Flexi Personal Loan 

• You must be a minimum of 21 years of age and a maximum of 45 years to participate for the loan. 
• You should have a monthly salary of a minimum of Rs. 10,000. 

Documents Required for KreditBee Personal Loan  

Here are the following key documents required for KreditBee Personal Loan are as follows:  

     1. Salaried Individual Personal Loan:

• Aadhaar Card  
• Voter ID Card 
• Passport 
• Bank statement of salary account  
• PAN Card 

     2. Flexi Personal Loan: 

• PAN Card 
• Address Proof: Aadhaar Card, Voter ID Card, Passport  

How to Apply for KreditBee Personal Loan Through Afinoz?  

You can apply for KreditBee Personal Loan through Afinoz with the following steps mentioned below:  

• To see if you’re eligible for a personal loan, go to Afinoz.com and fill out the online personal loan application form. 
• You will receive several personal loan offers from various NBFCs/banks, arranged according to the likelihood of approval. 
• If you have a question or need assistance, choose a lender or call Afinoz. 
• After you’ve chosen a lender and completed/submitted an online loan application, you’ll get a response. 

KreditBee Personal Loan Interest Rate

Personal loans from KreditBee have interest rates as low as 1.02% each month, or 12.24% per year. However, the Personal Loan Interest Rates vary depending on the applicant’s profile, including his or her credit score, the loan amount and tenure wanted, the personal loan variant is chosen, and so on. 

KreditBee Interest Rate for Different Types of Personal Loan  

While KreditBee personal loan interest rate starts at 1.02% per month, the real rate will depend on the personal loan option selected. The interest rates for several types of KreditBee personal loans available to individuals are listed in the table below: 

KreditBee Personal Loan EMI Calculation Reducing Interest Rate  

The table below shows an example of EMI calculations using Afinoz’s personal loan EMI calculator, which takes into account various loan amounts, tenures, and interest rates: 

KreditBee Customer Care  

You can contact the customer service department of the KreditBee application in the following ways:  

• You can reach us by dialing 080-4429-2200. (call charges applicable) 
• You can contact us at help@kreditbee.in. 
• You can write to The Royal Stone Tech Park, 3rd Floor, No.100, Benninganahalli, K.R.Puram, Bengaluru, India – 560016. 
• You can use the online contact form on the Kreditbee website to send us a note. 

Conclusion

At last, it is simply explained that the KreditBee Personal Loan application is simple to apply from anywhere whether online or offline. You can easily choose the loan amount according to your requirements and avail of the loan. Apart from this, KreditBee is rated as the best personal loan application offered to salaried and self-employed individuals. Thus, you can also check the Afinoz personal loan EMI calculator to check the loan amount and repayment tenure.