Indiabulls Personal Loan | Finding the best personal loans ? There are simple ways to avail of a personal loan through Indiabulls’ Dhani App and can be utilized for a variety of purposes, including home improvement, weddings, vacations, and emergency expenses. Unsecured loans up to Rs.15 lakh are available at reasonable interest rates starting at 13.99% per annum for a period of up to 36 months.
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Indiabulls Personal Loan Highlights
Here are some personal loan highlights offered by Indiabulls are as follows:
| Interest rate | From 13.99% p.a. onwards |
| Loan Amount | Up to Rs. 15 Lakh |
| Eligible Applicant Age Category | Min. of 21 years |
| Loan Tenure | Min. 3 months and Max. 36 months from loan maturity. |
| Processing Fees | Starting from 3% of the loan amount |
| Foreclosure Charge | 5% (allowed after 6 months) |
Indiabulls Personal Loan Interest Rates
The interest rate on an Indiabulls personal loan starts at 13.99%. Actual rates, however, may vary from person to person depending on the applicant’s credit score, age, loan amount, employer, and other factors.
Eligibility criteria of Indiabulls Personal Loan
The following are the main requirements for obtaining a personal loan from Indiabulls:
- You must be an Indian citizen.
- You must be minimum of 21 years old to participate.
- You should either be a salaried employee or a self-employed business owner.
Note: Additional eligibility criteria may be added by the NBFC based on its criteria.
Documents required for Indiabulls Personal Loan Application
To apply for an Indiabulls Dhani personal loan, you’ll need the following documents:
- PAN card information
- Proof of address (Voter ID card, Ration card, utility bills, etc.)
- Details of your bank account
Compare Indiabulls Personal Loan with other lenders 2021
| Particulars | Indiabulls | HDFC Bank | Citi Bank | Axis Bank | ICICI Bank | Bajaj Finserv |
| Interest Rate | From 13.99% | From 10.75% to 21.30% | From 10.50% to 18.99% | From 12% to 24% | From 11.25% | From 12.99% |
| Tenure | From 3 to 36 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months | 12 to 60 months |
| Loan amount | Maximum of Rs. 15 lakh | Maximum of Rs. 40 lakh | Maximum of Rs. 30 lakh | Rs. 50,000 to Rs. 15 lakh | Maximum of Rs. 20 lakh | Maximum of Rs. 25 lakh |
| Processing Fee | 3% onwards | Maximum of 2.50% of the loan amount | Up to 3% of the loan amount | Up to 2% of the loan amount | Up to 2.25% of the loan amount | Up to 3.99% of the loan amount |
Benefits of applying for Indiabulls Personal Loan at Afinoz.com
As there are many financial service providers available in the market, but Afinoz.com may provide you a loan at your affordable interest rates. Some benefits offered by Afinoz are mentioned below:
- Examine a variety of options: On a single website, you may compare offers from over 30 lenders. This not only saves time and effort but also assists you in making the best selection possible in a convenient and timely manner.
- Effortless procedure: You can apply for an Afinoz for a personal loan from the convenience of your own home or office. It is no longer necessary to go to the bank.
- Examine your EMI: The Afinoz website’s personal loan EMI calculator allows you to calculate EMIs for a given loan amount before applying for it. You can also experiment with alternative loan amounts, tenures, and interest rates to determine the due EMIs ahead of time and choose a combination that best suits your repayment ability.
- Immediate Approval: When you apply online through the Afinoz website, you will receive a rapid conditional e-approval from the lender.
Customer Service at Indiabulls Personal Loan
- You can reach us at 0406 165 7222 (Maharashtra, Bengal, and Southern states) or 0124 616 5722 (Maharashtra, Bengal, and Southern states) (Rest Of India 8 AM to 8 PM)
- You can reach out to us by email at service dhani@indiabulls.com.
- You can request a call from Indiabulls by filling out a form.
- You can use the feedback form to provide feedback.
- You can go to the bank’s nearest branch.
Important aspects Regarding Indiabulls Personal Loan :
- Check your credit score: Before applying for a personal loan, you must have a strong credit score because your credit score is a reflection of your previous repayments, and a good credit score indicates that you have been disciplined in the past with credit. As a result, lenders will be eager to lend to you.
- Examine the following eligibility requirements: Make sure you meet the lender’s eligibility requirements before applying for a personal loan.
- Submitting multiple loan applications at the same time is not a good idea: Multiple hard inquiries in your credit report can result from applying with multiple lenders at the same time.
- Maintain a low credit utilization ratio: To increase your chances of getting a personal loan, your credit use percentage should be less than 30%.
Conclusion OF Indiabulls Personal Loan
The main aim of the Indiabulls Personal Loan app is to help people financially. You can check the eligibility criteria, interest rates, and other details of the loan application. At Afinoz.com, you can avail of the loan at low interest rates and flexible repayment tenure.
