Easy Way to Get a Pre-Approved Personal Loan in 10 Seconds

Get a Pre-Approved Personal Loan in 10 Seconds:

Loan applicants can get Pre-approved personal loan from HDFC Bank in 10 seconds. If you have a good credit history and a track record of financial discipline, you may be qualified for a pre-approved Personal Loan.

• Existing customers of HDFC Bank may now take advantage of a paperless instant lending plan, which allows them to receive funds from personal loans in as little as 10 seconds. 
• Customers will benefit greatly from the speedy disbursement of payments, especially in emergency situations. The loan application process is fully paperless. The 10-second loan programme is part of HDFC Bank’s Go digital banking platform. 

 Let’s break down the differences between a HDFC Bank pre-approved personal loan in 10 seconds. 

• A personal loan is an unsecured loan that you can get from any bank or financial organization. There is no requirement to put up any kind of security or collateral. 
• A pre-approved loan, on the other hand, is a speedier way to be qualified for speedy cash without having to submit any more documents. 
• It is available to existing bank customers who have a good track record of repaying dues and EMIs on previous loans. 

In 10 seconds, learn about the key features of a Get a pre-approved personal loan in 10 seconds. 

• There isn’t any paperwork. 
• Interest rates that are reasonable 
• Processing is completed right away. 
• It is a multi-purpose loan. 
• In the case of loan disbursements, this is a time saver. 
• Repayment terms are flexible. 
• There is a loan amount of up to Rs. 15 lakhs available. 
• Processing fees are low. 
• There are no hidden fees. 
• No pre-payment charges  

Interest Rate & Charges for Get a pre-approved personal loan in 10 seconds

Advantages of Pre-approved Personal Loan in 10 seconds

• Process that does not use paper — When a Get a pre-approved personal loan in 10 seconds offer is received, the applicant just accepts it online rather than visiting a bank branch or completing the entire application procedure online. All that is required is to call a customer service representative and make a request for monies to be transferred to the account. You can seek a pre-approved loan by logging into your bank account. 
• Because a HDFC Bank pre-approved personal loan in 10 seconds  for an existing customer, there is no new documentation required and the process is simple. 
• Instant money — Get a pre-approved personal loan in 10 seconds has a quick approval period because the bank only lends to customers who have a good credit history. The money are disbursed shortly after the borrower applies for the loan. 
• Flexible payback – The loan repayment period is adjustable. A borrower can apply for a loan with a term ranging from 12 to 60 months. 
• Interest rates that are affordable — Pre-approved loans have a reduced interest rate. The interest rates are lower because it is only available to consumers who have a bank account and an established track record, as well as the ability to return the loan on time. 
• The ability to use the money — Personal loans allow you to use the money for whatever you choose.  

Who qualifies for a Get a pre-approved personal loan in 10 seconds? 

• Personal loans may be available to long-term customers with an excellent existing balance, excellent credit history, and a track record of financial discipline. 
• Existing clients’ financial condition and credibility are investigated to see if they have a track record of paying off prior debts and repaying existing loans. A person becomes qualified for a HDFC Bank pre-approved personal loan in 10 seconds if their track record is verified to be clean. 
• In just ten seconds, you can apply for a HDFC Bank pre-approved personal loan in 10 seconds. 
• HDFC Bank pre-approved personal loan in 10 seconds applications are simple to complete and require only minimal information and an OTP. The monies are sent into the associated savings account in as little as 2-3 minutes. 

The following are the steps to Get a Pre-Approved Personal Loan in 10 Secon : 

• Log in to your HDFC net banking account. 
• To see the deals, go to the offers tab and click on it. 
• Look for the Offers link on the left-hand side of the screen. 
• From the drop-down select “Get it Now”. 
• Without any documentation or verification, the monies will be credited to the associated bank account. 

HDFC Bank Personal Loan 

HDFC Bank offers personal loans with minimum documentation and quick approvals, making it simple for people to get money when they need it. You can get a loan of up to Rs. 25 lakh that you can repay over a period of 12 to 60 months. 

• Personal loans are available from HDFC Bank in amounts ranging from Rs. 1 lakh to Rs. 25 lakh. 
• Tenure that can be changed: Individuals can choose between 12 and 60 months for their HDFC Bank personal loan, depending on their repayment ability. 
• Get a pre-approved personal loan in 10 seconds applications from HDFC Bank require minimum documentation, making them quick and easy to complete. 
• Personal Loan Security: Sarv Suraksha Pro can be used to acquire a Get a pre-approved personal loan in 10 seconds. The advantages are as follows: 
• Accidental Death/Permanent Disablement insurance of up to Rs. 1 lakh Credit Shield Cover equal to the outstanding loan amount 
• Loans for Individuals Transferring the Balance: Low and improved interest rates can be obtained by shifting your existing personal loan to HDFC Bank.  

 The following are some of the advantages of transferring a personal loan balance: 

• On the existing loan amount transferred, interest rates as low as 12.50 percent are available. 
• There is a one-time processing cost of Rs. 1999. 

If you have a HDFC personal loan Self Employed 2021 you can get the following benefits: 

• Personal Accident Insurance with a limit of Rs. 8 lakh and 
• For a little fee, you can get critical sickness coverage up to Rs. 1 lakh. 
• At the time of disbursement, the premiums for these plans will be deducted from the loan amount. 

 Criteria for Eligibility 

• You must be a salaried doctor, a chartered accountant, a private limited company employee, or a public sector employee from the federal, state, or local government. 
• You must be at least 21 years old and no older than 60 years old. 
• You should have a minimum of two years of work experience and stay with your present workplace for at least one year. 
• Your monthly income should be at least Rs. 25,000. 

Documents Needed to Get a pre-approved personal loan in 10 seconds

• Proof of identity: A copy of your passport, voter ID card, driver’s license, or Aadhaar card 
• Proof of address: A copy of your passport, voter ID card, driver’s license, or Aadhaar Bank statement from the preceding three months is required (Passbook of previous 6 months) 
• Two most recent pay stubs/currently dated pay certificates, along with the most recent Form 16 

 Conclusion: 

To conclude, it’s true that a Get a Pre-approved Personal in 10 Seconds , is among the popular scheme of HDFC Bank personal loan 2021. However, it is always advisable to thoroughly read and understand the lender’s discretion.