Bank of Baroda Personal Loan is one of the most common credit solutions for those in need of financial assistance. Unsecured loans, easy accessibility, multipurpose loans, and many other features and benefits are available with a Bank of Baroda personal loan. Many lenders have emerged as a result of the enormous increase in demand for personal loans.
The following are some of the major reasons for the Bank of Baroda personal loan’s popularity and preference among loan seekers:
- Fast loan processing
- Quick loan disbursement
- Low-interest rate
- Flexible loan repayment term
- Quick personal loan approval
- Collateral-free loans
Before applying for a Personal Loan, various financial experts still advise comparing the deals of available personal loan offers. Some of the major features of Bank of Baroda personal loan are mentioned below to make it easier for you.
- Unsecured Loan: Bank of Baroda provides both salaried and self-employed individuals simple and hassle-free collateral-free personal loans.
- Personal Loan Schemes: The BOB offers a variety of tailored loan options to meet the needs of borrowers. There are loan programs for retired pensioners, ex-military personnel, and even a loan against the Earn money deposit.
- Special Personal Loan Option: Premium personal loan options are available to existing Bank of Baroda customers with a good credit history of at least 6 months.
- Fast Loan Processing: Bank of Baroda loan processing is easy and requires a quick turnaround period to ensure that funds are available to loan seekers on time.
- Wallet-friendly Interest Rate: You can get a personal loan with a low-interest rate to relieve some of the burdens of repayment. The interest rate on a BOB personal loan is competitive.
- Flexible Repayment Period: A personal loan from the Bank of Baroda has a 60-month repayment term (t&c apply). You can get a personal loan with a long repayment period and low EMIs.
There are certain conditions that you must meet to obtain a personal loan from the Bank of Baroda. The following are some of the most common BOB Personal Loan Eligibility Criteria:
- At the time of loan application, a borrower must be at least 21 years old and no more than 60 years old.
- An applicant must have a minimum of one year of experience working for the government or a multinational corporation, as well as educational institutions.
- Insurance agents who have been in business for at least two years are also qualified for a personal loan from the Bank of Baroda.
- BOB personal loans are available to self-employed professionals (such as practicing company secretaries) who have been in business for at least one year and have a stable business.
Bank of Baroda Customer Care Number
With its headquarters in Vadodara, Gujarat, the Bank of Baroda is one of India’s most well-known banks. It provides a variety of banking products and services, including personal banking, corporate banking, investment banking, insurance, credit cards, and loans, among others. Customers with questions or complaints can contact the dedicated Bank of Baroda Customer Care Number.
Customers with any issues can contact Bank of Baroda customer service at the following numbers, which are available 24 hours a day, 7 days a week:
- 1800 258 4455
- 1800 102 4455
Customers of PMJDY
Bank of Baroda has a dedicated customer service number for Pradhan Mantri Jan Dhan Yojana customers, which is available from 6 a.m. to 10 p.m. The following is the number:
- 1800 102-77-88
Services for Missed Calls
Missed call services are also available from the Bank of Baroda
- Send a missed call to 8468 00 1111 to inquire about your balance.
- Send a missed call to 8468 00 1122 to get a mini statement of your last 5 transactions.
In the case of NRIs,
Customers outside of India can contact the bank at the following customer service number.
- +1 (91) 79-49-044-100
- +91-79-23-604-000
NRIs can reach the Bank of Baroda by dialing the toll-free numbers mentioned below from within India:
- 1800 102 4455,
- 1800 258 4455,
Bank of Baroda Zonal Office Details
Name | Designation | Phone No | Zone Name |
Shri Pradeep Shrivastava | General Manager | 0265-3966600 | Baroda |
Shri Malhotra Rajesh | General Manager | 044-23454213 | Chennai |
Shri Ashim Kumar Panda | General Manager | 033-23401602 | Kolkata |
Shri Birendra Kumar | General Manager | 080-25130700 | Bengaluru |
Dr. Ram Jass Yadav | General Manager | 0522-6677607/08 | Lucknow |
Shri Rajendra Kumar | General Manager | 0612-2557643 | Patna |
Shri Rajesh Kumar | General Manager | 020-25937107 | Pune |
Shri Navtej Singh | General Manager | 022-22613969/ 22613939/ 22611414 | Mumbai Zone |
Shri K V Tulshibagwale | General Manager | 079-26473061 | Ahmedabad Zone |
Mr. Jayesh Mehta | General Manager | 0755-4289103 | Bhopal Zone |
Shri Rakesh Kr. Bhatia | General Manager | 011-23322949 | New Delhi Zone |
Shri S.K.Arora | General Manager | 0581-2420563 | Bareilly Zone |
Conclusion
Lastly, you can also find the Bank of Baroda personal loan and other lender details at Afinoz. We hope that this article has helped you.