The world has gone digital and cashless. Now there is no place for traditional money and cash. When the world is moving towards a cashless zone then you must also have some credit cards which will not only secure your money but will also give you cash back on the purchases that you do on regular basis.
Companies are offering several discounts on the purchases that the customers are making. When all the finance companies are attracting their customers in various ways then people are ought to be confused that which of the card should be purchased and which of them should be discarded. You should choose the card depending upon the lifestyle and your necessity. You can many reward credit cards which are beneficial for you like MyPPGRewards Card, Chase Sapphire card and so on.
@. What are the Best Secured Credit Cards for 2019?
Choose from the top list of these categories and find the best card that suits you. Here we will see the top 5 categories and under each category, we have placed the best card that will suit you.
- Best Sign-Up Bonus Credit Card
Chase Sapphire Preferred Card: If you are a traveler and also points savvy then this is the best card for you. When you sign up you get an instant sign-up bonus and whatever things you purchase when you dine out at the restaurants your points will be doubled.
- Points can be transferred to a number of frequent flyer programs also.
- You get an intro bonus of 60,000 points on your sign-up.
- There is an annual fee of just $95.
- It has a regular APR rate which varies from 18.24% to 25.24%.
- There is no blackout date or travel restriction.
2. Best Low-Interest Credit Card
U.S. Bank Visa Platinum Card: If you are a user who wants to avoid high-interest payment when you purchase a product then this is the card for you. Although this card does not offer any cash back and points but it offers a lengthy into APR period on your purchases.
- This card does not levy an annual fee.
- It has a regular APR rate which varies from 14.74% to 25.74%.
- Large payment flexibility date which fits your payment schedule.
- Get lucrative offers from U.S. banks which is the world’s most ethical company of 2019.
- Also, get a cell phone protection of up to $600 of theft and damage when you pay your monthly bill with this card.
3. Best No Foreign Transaction Fee Credit Card
Bank of America Travel Rewards Credit Card: If you are a person who travels on foreign trips a lot then this card is specially designed for you. You can earn up to 1.5 points per 1$ spent on product purchases.
- There is no annual fee related to this card.
- You will get a bonus of 25000 points when you purchase this card.
- It has a variable APR rate which varies from 17.24% to 25.24%.
- It also has a 0% introductory APR for maximum 12 billing cycles.
- If you get preferred membership then you can avail 25%-75% more points on every purchase.
4. Best Student Credit Card
Discover it® Student Cash Back: If you are a student and want to get some extra credit to your account then avail this card and earn a cashback of 5% in rotating categories like gas stations, grocery stores and restaurants.
- 5% cashback in the above-mentioned categories and 1% unlimited cash back on other purchases.
- There is no annual fee.
- It has a regular APR rate of 0% for the first six months and for the subsequent months avail an APR rate which varies from 15.24% to 24.24%.
- IT also has a good grade reward section – if your GPA is higher than 3 then you will get $20 statement credit each school year.
- IT also sends an alert when a company finds your SSN number on the dark websites.
5. Best Business Credit Card
Ink Business Unlimited Credit Card: If you are running a business and want to save a cashback on every purchase then this card is for you. Earn an unlimited 1.5% cash back on every purchase that you make it for your business.
- This card comes with an intro bonus of $500.
- There is no annual fee.
- It has a regular APR rate which varies from 15.49% to 21.49%.
- It has an employee card with no extra cost.
- You can also attach this card with other Ink Business Preferred cards and convert the cash back into Chase Ultimate Rewards points.
Final Words
So here was the comparison of the best credit cards of 2019 which you should consider for your purchase. In case you have any doubt regarding the credit cards then you can message us in the comments section below. If you want information about any other credit card then you can tell us in the comments section below.
